Privacy Statement

We will collect personal information about you to provide you with our expert broking services. This information is required to assist in preparing the loan application and locating an appropriate lender and lending product. If your information is not provided to us we may not be able to find a loan for you.

Unless you tell us not to, we may use your information to provide you with offers or information of other goods or services we or a third party can provide you with.

We may disclose your information to other organisations to help us provide our services and arrange the loan. The types of organisations we may disclose your information to includes lenders, mortgage insurers, other mortgage intermediaries, valuers, and other organisations which assist us (such as printers, mailing houses, lawyers, and accountants).

In addition, we may disclose your personal information to any other organisation that may wish to, or has acquired, an interest in your loan, or in our business.

You can gain access to the information we hold about you by contacting us at our listed address.

You will need to agree that we may collect and use your personal information as specified above.

Information About Our Services

Broker's full name ("we/us")	All Nation Finance Pty Ltd (ACN 136 430 405) ATF ANF Unit Trust trading as “All Nation Finance”
Broker's address	10 Lancaster Road, Wangara WA 6065
Australian Credit Licence No.	380210
Nature and range of services	We will provide you with information on a broad range of lenders and loans. Once you have chosen a loan that is suitable for you, we will help you obtain full unconditional finance approval.
List of panel lenders	We source loans from a panel of lenders. Please ask us for a list of our panel lenders or visit our lenders page.
Proposed timeframe to establish your eligibility for a loan	Most lenders endeavour to advise us of conditional approval within 72 hours of application with all supporting documentation when lodged. We then expect a formal approval within 10 days of this. For standard motor vehicle, equipment or chattel loans, approval is generally arranged within 48 hours. Please keep in mind that lenders at times may operate outside of these parameters.
Fees payable by you	We generally do not charge you for our services when arranging Home Loans and Real Estate Mortgages as we are paid commission by the lender. However, you may need to pay application fees and the lenders valuation fees, or other fees if applicable. When arranging chattel finance or personal loan facilities we may charge an origination fee of up to $770 (usually included in the net amount financed) depending on the lender selected and facility type funded.
How are we paid?	Lenders pay commissions for arranging loans. The range of commissions will depend on the amount and type of loan or finance being arranged. You may ask where in the lenders range the commission amount is within the lenders range (once selected) sits.
Other Benefits	From time to time, we are able to negotiate volume bonuses with lenders. If that occurs, and this loan contributes to that bonus, I may receive a portion of that bonus. Warning  We recommend that you consider the appropriateness of the transaction in regard to the benefits disclosed above and if necessary seek independent advice.
External parties sharing in remuneration.	We have paid or will pay referral fees to introducers of business or business partners for introducing you to us. You are welcome to ask if you would like to know the likely commission or fee we may pay (if applicable).